Transparent flat-fee ACH processing. Built-in METRC compliance. Patent-pending biometric authentication and COA hash verification. No app downloads. No surprises. No per-transaction cuts from your revenue.
Aeropay charges 2.5% + $0.25. Dutchie takes 2-3%. CanPay hits you $1-1.50 flat. On $500K annual revenue, that's $10,000-$15,000 gone. Every year.
CanPay and Aeropay require your customer to download an app, create an account, and link their bank. 40% abandon at checkout. That's revenue walking out your door.
Dutchie Pay only works with Dutchie POS. Switch your POS? Lose your payment system. That's not a partnership — that's a hostage situation.
Armored transports, counting rooms, employee theft, robbery risk. Cash-heavy operations cost dispensaries 3-5% in hidden operational costs.
Most cannabis ACH processors settle in 1-3 business days. Your rent is due now, your payroll is due now. Waiting 3 days for your own money is unacceptable.
METRC reporting, COA verification, state regulations — most payment processors leave you to figure it out yourself. One mistake = license at risk.
OmniPay Solutions has filed patent applications with the USPTO covering two core innovations that no competitor can legally replicate:
| Feature | Aeropay | CanPay | Dutchie Pay | Paybotic | OmniPay ✦ |
|---|---|---|---|---|---|
| Transaction Fee | 2.5% + $0.25 | $1-1.50/tx | 2-3% | 2.5-4% | $0.00 |
| Customer App Required | Yes | Yes | Yes (Plaid) | No | No |
| Biometric Authentication | No | No | No | No | Patent-Pending |
| Full POS Included | No | No | Separate cost | No | Yes |
| METRC Integration | No | No | Partial | No | Built-in |
| Omni Brain | No | No | No | No | Yes |
| SMS Gateway | No | No | No | No | $0/msg |
| COA Verification | No | No | No | No | Automated |
| Payment Protection | No | No | No | No | 5-Layer |
| Disaster Recovery | Unknown | Unknown | Unknown | Unknown | SOS Alerts |
| Online Ordering | Via partner | No | Yes | No | Built-in |
| Works With Any POS | Yes | Yes | Dutchie only | Yes | Yes + Own POS |
| Feature | Aeropay | CanPay | Dutchie Pay | Paybotic | OmniPay ✦ |
|---|---|---|---|---|---|
| Transaction Fee | 2.5% + $0.25 | $1-1.50/tx | 2-3% | 2.5-4% | $1 flat |
| Customer App Required | Yes | Yes | Yes (Plaid) | No | No |
| Proprietary ACH Rail | No | No | No | No | OmniPay ACH |
| Patent-Protected Tech | No | No | No | No | 2 Filed |
| Full POS Included | No | No | Separate cost | No | Yes |
| METRC Integration | No | No | Partial | No | Built-in |
| Omni Brain | No | No | No | No | Yes |
| SMS Gateway | No | No | No | No | $0/msg |
| COA Verification | No | No | No | No | Patent-Pending |
| Payment Protection | No | No | No | No | 5-Layer |
| Disaster Recovery | Unknown | Unknown | Unknown | Unknown | SOS Alerts |
| Online Ordering | Via partner | No | Yes | No | Built-in |
| Works With Any POS | Yes | Yes | Dutchie only | Yes | Yes + Own POS |
Our proprietary ACH rail with patent-pending biometric authentication. 2-second checkout. No customer app, no card, no PIN. Just seamless authorized payments.
No percentage-based fees eating into your margins. Predictable flat pricing means a $500 sale costs the same as a $20 sale — just $1.
Inventory management, cart builder, loyalty points, employee shifts, discount engine, receipt printing — all built-in. No third-party POS needed.
Natural language analytics: "What was my best-selling strain last week?" Inventory predictions, reorder alerts, and smart insights — in plain English.
Patent-pending cryptographic hash verification for Certificates of Analysis from 50+ labs. Tamper-proof authentication. Flag forged COAs before they hit your shelf.
Real-time seed-to-sale sync. Every transaction auto-reports to METRC with circuit breakers and retry queues. Compliance never blocks a sale.
NSF protection, velocity checks, risk scoring, guarantee fund, and merchant insurance. ACH returns drop to near zero.
Send receipts, order updates, promotions via text. No Twilio fees. Auto-collect contacts for campaigns. TCPA-compliant opt-in/out.
White-label storefront for pickup and delivery. Integrates with your POS inventory in real-time. Accept pre-orders and curbside.
Auto-backups every 6 hours, verified restorability, disk/memory monitoring, SMS escalation, and emergency SOS alerts if something goes wrong.
Revenue, transactions, consumer analytics, product performance, employee metrics — all in real-time dashboards. Export CSV anytime.
Every morning at 6 AM, the system hammers itself with 50,000 simulated transactions. You get a grade (A+ through F) and performance metrics automatically.
Patent-pending biometric authentication layered on our own ACH processing rail. Competitors offer QR codes and forced app downloads. We offer our own protected technology stack.
"What's my best margin product?" — ask the Omni Brain in plain English. No competitor has anything close to natural language analytics.
Fire-and-forget compliance. Every sale auto-syncs to METRC with circuit breakers. Competitors require manual reporting or third-party tools.
Built-in text messaging for receipts, campaigns, and alerts. Competitors charge $0.01-0.05/msg through Twilio or don't offer it at all.
NSF protection + risk scoring + guarantee fund + velocity checks + insurance. No cannabis payment processor offers anything like this.
OmniPay has filed patent applications covering this technology. Competitors would need to license from us or spend 3-5 years inventing around our IP — and risk patent infringement litigation.
Building an Omni Brain requires training data, NLP infrastructure, and cannabis-specific models. Most competitors haven't started.
Dutchie has partial METRC support. Aeropay and CanPay have none. Building a real-time bridge with retry queues takes 6-12 months.
Adding SMS requires telecom partnerships, compliance infrastructure, and campaign management. Not a core competency for payment processors.
Building a guarantee fund requires capital reserves, risk modeling, and insurance partnerships. This is banking infrastructure — most fintech companies avoid it entirely.